“Our lives are so busy that although we have good intentions, it is difficult for most of us to complete the tasks we set for ourselves. We all know that an inventory is important and should be done. It was on my ‘to do’ list, and had been for years, but I had not gotten around to listing the contents of my home. Niagara Home Inventory Inc. provides a valuable service. Rena Brant makes the experience an interesting, enjoyable one. She guides you through the process offering suggestions and helpful information along the way. I now have peace of mind knowing that the information I wanted recorded for my children is easily accessible to them. Thank you, Rena!”
R.C. Pelliccione
Markham, Ontario
“I have worked in the insurance industry as an agent and broker since 2001. I have helped people through the claims process and can say with confidence that Niagara Home Inventory Inc. provides a service that would help immensely in the event of a claim.”
Rob Belchior, BBA
Broker to Broker Insurance Alliance Inc.
www.properlyinsure.ca
“An up-to-date inventory of your possessions and a record of their value will be helpful to you, your insurer, and others, in case of a fire or burglary. It will also help you determine he amount of insurance you need.”
Insurance Brokers Association of Canada
www.ibac.ca
“When Niagara Home Inventory Inc. did the taping, I realized then that I didn’t know a lot of what I had and would have had a hard time trying to write it all down after a fire.”
Pam Mundy
Echelon Catering
www.echeloncatering.com
"Take the time now to make a record of your possessions and minimize the worry later."
Insurance Bureau of Canada
www.ibc.ca
“I really appreciate the work that Rena did in the videoing of my personal belongings. My executor lives out of town. The Personal Property Report gives her a comprehensive idea of what is in the house. The representative of Niagara Home Inventory Inc. did a marvelous job in reviewing everything with me and I would certainly recommend her and the company.”
J. P. Niagara Region
“I feel such relief knowing that I have a list of everything I own. I often worry about someone breaking into my house. There have been several burglaries in the neighborhood over the years. At least now with my Niagara Home Inventory Inc. Written Personal Report I feel more secure and prepared should anything happen.”
Widow, 82 years young
Niagara Falls
“My wife lost over $5000 worth of jewelry, some of it over 150 years old. I could not claim anything because I had no documentation to prove that it existed. Niagara Home Inventory Inc. has now provided me with a Comprehensive Package of all my personal property. I now have peace of mind when dealing with my Insurance Company.”
James J.
Welland, ON
“Niagara Home Inventory Inc. listed my valuable assets and included the beneficiaries for my estate planning. This was something that I had on my to-do-list and could never find the time to do. I express my “thanks” to Rena for her valuable service, patience, and kindness. I highly recommend Niagara Home Inventory Inc.”
Juliann S.
St. Catharines, ON
“In January of 2004, the most horrific happening anyone can ever live through happened to me! My house burned down.”
“The insurance company was most unhelpful, other than to tell us that we needed an itemization of what we had lost in the fire. How do you state with certainty what you've lost when you have nothing left but a pile of burnt timber and ashes?”
Were there 12 t-shirts or 10 in that drawer? How many pairs of socks did I own? Worse, we had to put a replacement value on everything. How much is that crystal vase Uncle Joe gave us for our wedding worth?
Well, it was a herculean task and we finally managed to do it. Fortunately for our family, I have a photographic memory and, for the most part, could visualize what used to be in that linen closet just off the kitchen, but most people couldn't do that. I was also fortunate enough to be able to take three months off of work in order to compile the list and verify the replacement value of each item. Most people can't do that either. Our only other option after the fact, was to have someone sift through the rubble, and itemize what was lost, which would have cost $15,000 and then we still would have had to take that list and determine the replacement value of each of the items on that list; assuming they were able to even remotely determine everything that was lost; a virtual impossibility given the amount of destruction.
Interestingly enough, this past year, I had occasion to become friends with Rena Brant of Niagara Home Inventory Inc. Would that I had known Rena prior to the fire! Here is a woman who comes into your home and helps you document and itemize everything that you need to know in the event that your home is destroyed, as mine was.
Rena lists the benefits of a having a home inventory on her website. I won't duplicate that information, but what I will state is that having an inventory from Niagara Home Inventory will determine for you exactly which items you own that need to be separately itemized on your insurance policy so that you can truly receive full value for them in the event of an insurance claim.
For example; My husband's Great-Great-Great-Grandfather was party to the printing of the very first published Bible in Canada and the publisher signed, dated and gave the first copy of the pressing to the GGGGrandfather. What is the value of such a thing? Well, had it been pre-documented, it might have been worth tens of thousands of dollars, undocumented, it was just a really old book and we had to list it on our claim as $100.
For a wedding present I gave a copy of an irreplaceable Beatles' gold award album to my husband, documented, it was worth $25,000, undocumented it was worth $500.
The list goes on.
Since the fire, we have kept a documented list of everything that we have purchased and filed a copy of the purchase receipt; mostly because we don't ever want to be caught in this position again. Everything of value, my laptop, Greg's Grandmother's antiques, etc., have been listed separately with the Insurance company. But, for someone who isn't in our position, ie, starting with nothing, the easiest and the most sensible thing I can suggest they do to protect themselves, their belongings and their family, is to contact Rena at Niagara Home Inventory and get her free consultation.
When she says "documentation today saves you time and money later," she really means it.”
Tina Brooks
VP Marketing, Peppermaster Hot Sauces
Brooks Pepperfire Foods Inc.
"Rena, your service at Niagara Home Inventory Inc. is professional and organized. Your work is so thorough, you noticed several items I would have missed and forgotten if I were asked to do a list of my personal property. Thank you for your attention to detail and your integrity."
